Full-coverage average sourced from
Insurify (2026-06). Minimum-coverage figure and the estimator adjustments are estimates — see
methodology.
The one thing that sets Wyoming apart
Low density, cheap base rates; long rural drives raise collision severity.
Minimum vs. full coverage in Wyoming
What each coverage level costs on the Wyoming average — so you can see what "going minimum" really saves, and risks.
| Coverage level | Est. / year | Est. / month |
|---|
| Minimum | $380 | $32 |
| Liability Only | $610 | $51 |
| Full | $1,120 | $93 |
| Full Low Deductible | $1,360 | $113 |
Minimum coverage saves about $738/yr vs full — but caps protection at 25/50/20. One at-fault crash above those limits and the gap is yours.
Wyoming car insurance FAQ
- What's the minimum car insurance required in Wyoming?
- Wyoming's state minimum is 25/50/20 — $25k bodily injury per person, $50k per accident, $20k property damage. Minimum-only runs about $380/yr but leaves you exposed above those caps.
- How much is full coverage in Wyoming?
- Representative full coverage averages $1,118/yr (about $93/mo), ranking Wyoming #1 of 51 states for cost.
- Why is Wyoming car insurance priced the way it is?
- Low density, cheap base rates; long rural drives raise collision severity.