Vermont isn't in Insurify's current free data set, so this average is a representative estimate (not sourced). See
methodology.
The one thing that sets Vermont apart
Cheapest tier; low density and low theft, high required BI limits.
Minimum vs. full coverage in Vermont
What each coverage level costs on the Vermont average — so you can see what "going minimum" really saves, and risks.
| Coverage level | Est. / year | Est. / month |
|---|
| Minimum | $380 | $32 |
| Liability Only | $630 | $52 |
| Full | $1,140 | $95 |
| Full Low Deductible | $1,390 | $116 |
Minimum coverage saves about $760/yr vs full — but caps protection at 25/50/10. One at-fault crash above those limits and the gap is yours.
Vermont car insurance FAQ
- What's the minimum car insurance required in Vermont?
- Vermont's state minimum is 25/50/10 — $25k bodily injury per person, $50k per accident, $10k property damage. Minimum-only runs about $380/yr but leaves you exposed above those caps.
- How much is full coverage in Vermont?
- Representative full coverage averages $1,140/yr (about $95/mo), ranking Vermont #3 of 51 states for cost.
- Why is Vermont car insurance priced the way it is?
- Cheapest tier; low density and low theft, high required BI limits.