Full-coverage average sourced from
Insurify (2026-06). Minimum-coverage figure and the estimator adjustments are estimates — see
methodology.
The one thing that sets Connecticut apart
One of the highest minimum-coverage costs; dense-traffic loss ratios.
Minimum vs. full coverage in Connecticut
What each coverage level costs on the Connecticut average — so you can see what "going minimum" really saves, and risks.
| Coverage level | Est. / year | Est. / month |
|---|
| Minimum | $900 | $75 |
| Liability Only | $1,460 | $122 |
| Full | $2,650 | $221 |
| Full Low Deductible | $3,240 | $270 |
Minimum coverage saves about $1,752/yr vs full — but caps protection at 25/50/25. One at-fault crash above those limits and the gap is yours.
Connecticut car insurance FAQ
- What's the minimum car insurance required in Connecticut?
- Connecticut's state minimum is 25/50/25 — $25k bodily injury per person, $50k per accident, $25k property damage. Minimum-only runs about $900/yr but leaves you exposed above those caps.
- How much is full coverage in Connecticut?
- Representative full coverage averages $2,652/yr (about $221/mo), ranking Connecticut #42 of 51 states for cost.
- Why is Connecticut car insurance priced the way it is?
- One of the highest minimum-coverage costs; dense-traffic loss ratios.