Alaska isn't in Insurify's current free data set, so this average is a representative estimate (not sourced). See
methodology.
The one thing that sets Alaska apart
High minimum limits; remote-area repair costs push comprehensive claims up.
Minimum vs. full coverage in Alaska
What each coverage level costs on the Alaska average — so you can see what "going minimum" really saves, and risks.
| Coverage level | Est. / year | Est. / month |
|---|
| Minimum | $560 | $47 |
| Liability Only | $1,060 | $88 |
| Full | $1,920 | $160 |
| Full Low Deductible | $2,340 | $195 |
Minimum coverage saves about $1,360/yr vs full — but caps protection at 50/100/25. One at-fault crash above those limits and the gap is yours.
Alaska car insurance FAQ
- What's the minimum car insurance required in Alaska?
- Alaska's state minimum is 50/100/25 — $50k bodily injury per person, $100k per accident, $25k property damage. Minimum-only runs about $560/yr but leaves you exposed above those caps.
- How much is full coverage in Alaska?
- Representative full coverage averages $1,920/yr (about $160/mo), ranking Alaska #24 of 51 states for cost.
- Why is Alaska car insurance priced the way it is?
- High minimum limits; remote-area repair costs push comprehensive claims up.